So, You've Decided to Buy Your First Home
Congratulations! Our team is here to help. On this page, you'll find a ton of valuable resources and some guidance to help you make the right choice in the Winston Salem, Greensboro and the surrounding areas. Simply click a button below to get started.
Consult Your Finances
Buying a home is likely one of the biggest financial decisions you'll ever make. That's why it's so important to be very thorough as you set your budget and come up with a plan. Chances are, you're going to need a mortgage loan to afford your home. To get the process started, we highly recommend meeting with a lender to get pre-approved for a mortgage pre-approval.
During the pre-approval process, the lender will review every detail of your finances. This includes your savings, outstanding debts, any assets you may have, your annual income, and your credit score. To buy a home, it's highly recommended that you have three things: a good credit score, steady income, and a nice chunk of cash to use for the down payment. Once the lender has assessed your finances, they'll give you an estimate: that's the amount of money the bank is willing to lend you to buy your home. Boom: budget set.
However, we do recommend meeting with at least two or three different lenders before deciding on a mortgage loan and an interest rate. Please let us know if you need a recommendation, we have a network of lending agents we'd be happy to send you!
The Upfront Costs of Buying a Home
There's a lot more to buying a home than just making your monthly mortgage payments. Here are all of the fees and costs to expect when you purchase a home in the Winston Salem, Greensboro and the surrounding areas:
Calculate Your Monthly Payments!
Want to know what your monthly payments will be like? Use our free mortgage calculator to help estimate monthly costs.
Ready to Find Your
Dream Home?
Whether you'd prefer to live in a stylish condo close to work, a spacious home with multiple acres, or a stunning single-family home in the 'burbs, your perfect fit is waiting in the Winston Salem, Greensboro and the surrounding areas. Ready to find your dream home?
Meet Your Perfect Match
Additional Home-Buying Resources
Looking for some extra resources we didn't cover above? We've got more for you to explore!
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You Deserve the Best
If you're ready to buy a home in Winston-Salem or the greater Forsyth County area, then it's time to contact Forsyth Realty. We're here to help you explore the Winston Salem, Greensboro and the surrounding areas, discover its beautiful communities, and find the perfect home for your unique needs. Give us a call and let's get started today!